Direct Equipment Finance & Origination
Partner Inquiries: dloggins@financialkd.com
Commercial Equipment Consulting

Financing Today's Equipment For Tomorrow's Success.

Equip your business for sustained growth without draining liquid reserves. Our commercial origination desk matches your operation with flexible machinery leasing and rapid application-only approvals.

24 Hr*

Credit Turnaround

Up to $150k

Application-Only

A through C

Credit Tiers Accepted

Ready To Move Forward?

Complete the intake below for swift credit evaluation and rate options.

Earthmoving & Yellow Iron

Equipment Financing Built For Your Operation

Having the right tools shouldn't depend on emptying your bank accounts. Our consultation desk secures the financing structure best suited for your business.

01

Up to $150,000 App-Only

Get up to $150,000 for mission-critical equipment with standard bank statements and a one-page application—no multi-year tax returns required.

02

Improve Efficiency

Help your operations run smoother with reliable machinery while keeping liquid working capital available to fund payroll, materials, and jobs.

03

Zero Asset Limitations

Lease or finance almost any type of new or pre-owned equipment. Sourcing through franchised dealers, private parties, or auctions is fully supported.

04

Quick, Painless Process

Get approvals fast so you can secure high-demand equipment before someone else does. Flexible monthly and seasonal terms available.

Commercial Equipment We Finance

Flexible leasing and funding structures across critical trade and industrial sectors.

Construction & Earthmoving Equipment

Earthmoving & Yellow Iron

Skid steers, compact track loaders, mini-excavators, wheel loaders, and specialized hydraulic attachments.

Commercial Trucks & Trailers

Vocational Trucks & Trailers

Dump trucks, goosenecks, equipment flatbeds, service bodies, and heavy haulers essential to job-site mobility.

Manufacturing & Tooling Machinery

Machining & Metal Fabrication

CNC machining centers, press brakes, ironworkers, plate rolls, fiber lasers, and heavy industrial tooling.

Tree Care & Landscaping Gear

Tree Care & Curbing Machinery

Commercial zero-turns, wood chippers, curb machines, stump grinders, hydroseeders, and bucket trucks.

6+ Months

In Business

Verifiable commercial operating history

A to C

Credit Profiles

Solutions for prime and credit-rebuilding

Equipment Quote

From Vendor or Private Seller

Spec sheet, invoice, or bill of sale

Frequently Asked Questions

Direct answers regarding rates, terms, and approval guidelines.

What is equipment financing?

Equipment financing allows businesses to acquire necessary machinery without paying the entire purchase price upfront. A lender provides capital to purchase the asset, and the business repays the principal and interest over scheduled monthly terms.

How does equipment financing work?

You select the desired machine from any dealer or private party and submit a quote or invoice. Once approved, the lender disburses purchase funds directly to the equipment vendor, and you take immediate possession while repaying across agreed installments.

What types of equipment can be financed?

Any revenue-generating commercial equipment: yellow iron, titled vocational trucks, trailers, machine tooling, curb systems, and commercial landscaping equipment can be funded.

What happens at the end of the financing term?

Depending on your contract structure, you can execute a $1 buyout option to own the equipment outright, refinance into extended terms, or return the machinery for an updated unit.

Is financing available for younger businesses or startups?

Yes. Businesses with 6+ months of history can qualify for application-only tiers. We evaluate business cash flow and equipment collateral value rather than solely personal credit scores.